By accessing or using Healthy Money Moves (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

These terms apply to all visitors, subscribers, and anyone who accesses or uses the Site in any way.

The content published on this Site — including blog posts, newsletters, social media, and any other materials — is provided for informational and entertainment purposes only. It reflects the personal opinions and experiences of Amy Barry Jankowski, RN.

This content is not intended as, and should not be construed as, professional medical, financial, legal, or any other professional advice. Always consult a qualified healthcare provider, financial advisor, or attorney before making any decisions related to your health, finances, or legal matters.

Amy Barry Jankowski is a registered nurse sharing general wellness information. Her content does not create a nurse-patient or any other professional relationship between you and her.

Results mentioned on this Site are personal experiences and are not guaranteed. Individual results will vary.

Healthy Money Moves participates in affiliate advertising programs, including:

• Amazon Services LLC Associates Program — an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. As an Amazon Associate, Amy earns from qualifying purchases.
• TikTok Shop Affiliate Program and other affiliate programs from time to time.

When you click an affiliate link on this Site or in content shared on TikTok and make a purchase, Amy may earn a commission at no extra cost to you. Affiliate links are used to help support the free content on this Site.

Amy only recommends products she personally uses and genuinely believes in. Affiliate relationships do not influence her honest opinions. All affiliate relationships are disclosed in accordance with FTC guidelines and TikTok's affiliate disclosure requirements.

All content on this Site — including text, images, graphics, logos, downloadable files, and other materials — is the property of Healthy Money Moves or its content suppliers and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this Site without prior written permission, except for personal, non-commercial use.

You are welcome to share links to articles and pages on this Site. When quoting content, please credit Healthy Money Moves and link back to the original page.

Digital products sold on this Site (including planners, guides, and other downloadable files) are for personal, non-commercial use only. You may not resell, redistribute, or share purchased digital products.

All sales of digital products are final. Due to the nature of digital downloads, refunds are not offered once a file has been accessed or downloaded, except where required by applicable law.

Free downloads (such as the "5 Habits for Thriving After 50" guide) are provided as a courtesy and may not be redistributed or sold.

By subscribing to the Healthy Money Moves newsletter, you agree to receive periodic emails containing health, wellness, money, and product-related content. You can unsubscribe at any time by clicking the unsubscribe link in any email.

We take your privacy seriously. Please review our Privacy Policy to understand how we collect and use your information.

To the fullest extent permitted by law, Healthy Money Moves and Amy Barry Jankowski shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or reliance on any content published here.

The Site is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new terms.

If you have questions about these terms, please contact us or email [email protected].